Make Christmas or birthday cards yourself! Find a free small cross stitch design and stitch all the Christmas cards yourself. Go to any major search engine like google and search for small cross stitch pattern, you will find thousands. Find the one that you like, stitch it and then buy some A4 white card paper (ebay is a good place to get cheap A4 card paper). Divide the A4 paper into 4 equal squares and cut it, that will give you 4 cards! Place and stick your cross stitch design in the middle of the card and on reverse write your Christmas or birthday wishes. You just made four cards!

Buy your friends and family a cross stitch kit or even better buy the kit for yourself, stitch it, frame it and give it to your friends and family for a present! You can then keep the chart and stitch it again for you or your loved one.

Buy a downloadable cross stitch pattern. If you own a printer, just go online and find a store that sells cross stitch patterns by download or email. These are usually very affordable and you save money on postage. Buy it, download it and then print the pattern in a good quality paper, wrap it and give it as a gift to your friends and family who cross stitch!

No need to spend all your money on expensive gifts. Spend within a reasonable budget and remember that most people always appreciate handmade well presented gifts.